tag:blogger.com,1999:blog-18232353.post7151921780886983747..comments2023-12-27T13:35:09.431-07:00Comments on Exile in Portales: Somewhat Retiring...Buckhttp://www.blogger.com/profile/05319116022465066060noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-18232353.post-80085575418147317632007-08-31T16:11:00.000-06:002007-08-31T16:11:00.000-06:00My company doesn't match my 401(k) contributions, ...My company doesn't match my 401(k) contributions, but I figure it's still better than nothing. I got started in my early 30s, but the woman I spoke of is 45. I hope she knows what she is doing.Becky Ghttps://www.blogger.com/profile/10901212090175780900noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-85085958700908357982007-08-30T10:19:00.000-06:002007-08-30T10:19:00.000-06:00Lou sez: I remember being so impressed that the f...Lou sez: <I>I remember being so impressed that the front seat would lay all the way back.</I><BR/><BR/>There were more than a few fathers of teen-aged girls back in the Rambler's day that were less than impressed with THAT particular feature. Most of said father's had a standing rule about 'em, too: "You're not taking MY daughter out in that car!!"<BR/><BR/>Re: 401(k)s... This may sound strange, but I didn't participate in my last company's 401(k) program. First of all: no matching contributions, which are getting fairly rare, in any amount, these days. Second: I received a fairly substantial "signing bonus" when I joined that company, which went...in its entirety...into my existing 401(k). That "contribution" more than made up for the the lack of regularly-scheduled deposits in the 401(k) for the next two-plus years.<BR/><BR/>One of the reasons I get concerned about a lack of planning for retirement on the part of my peers is the fact I got started rather late in life in preparing for retirement...I was well past my 40th birthday before I got "serious." Things just happened to work out fairly well, despite the fact that my portfolio took a HORRENDOUS hit during the dot-bomb crash of 2001...like a 40% "hit." That hurt. But it didn't kill.Buckhttps://www.blogger.com/profile/05319116022465066060noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-12081850862951863202007-08-30T09:20:00.000-06:002007-08-30T09:20:00.000-06:00The years really sneek up on you...I'm so glad tha...The years really sneek up on you...I'm so glad that I started my 401K when I was 21 (1989). It seemed so silly at the time, retirement was not even imaginable then. Retirement savings always come before college savings. You can borrow for college, not retirement.<BR/>Shelly, I agree with the "free money" how can you turn that down?Susanhttps://www.blogger.com/profile/00529235125681847574noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-69845829693344753922007-08-29T16:17:00.000-06:002007-08-29T16:17:00.000-06:00It is difficult to explain to the younger generati...It is difficult to explain to the younger generation about starting early. I have some HR functions at the job I'm at now and we have a 401k with the company matching 3%, and they still don't do it. I practically scream at them "IT'S FREE MONEY"... <BR/>I think we have the same front you do Buck, we were in the 90's now we are in the 80's with afternoon showers... Much needed relief.<BR/><BR/>ShellyShellyhttps://www.blogger.com/profile/07615081729942748130noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-89433265492183897972007-08-29T16:08:00.000-06:002007-08-29T16:08:00.000-06:00I was talking to one of my co-workers recently abo...I was talking to one of my co-workers recently about my 401(k). "I can't afford to put money into one of those," she said. "I can't afford NOT to," I replied. I wonder how she will support herself when she retires.Becky Ghttps://www.blogger.com/profile/10901212090175780900noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-64366176997747909912007-08-29T14:41:00.000-06:002007-08-29T14:41:00.000-06:00Yesterday while walking in Kensington Area, I saw ...Yesterday while walking in Kensington Area, I saw an old green Rambler like my mom had when I was a kid. You bet I took pictures of it. I loved that boxy old car. I remember being so impressed that the front seat would lay all the way back.Bag Bloghttps://www.blogger.com/profile/01885412195900280096noreply@blogger.comtag:blogger.com,1999:blog-18232353.post-85105248222545044372007-08-29T11:30:00.000-06:002007-08-29T11:30:00.000-06:00July was real bad in san antonio But on the plus s...July was real bad in san antonio<BR/> But on the plus side I haven' had to water the yarg all YEAR! unheard of really.<BR/><BR/>I have been in Houston for the last 10 days doing the KBR thing and we have been getting rained on in the pm for the last 3 days here.unkawillhttps://www.blogger.com/profile/04228367163234841862noreply@blogger.com